Overview of Services

1. Education — We provide investment education through seminars, one-on-one consultations, group presentations, publications, and various media communications that are designed to help individuals manage their investments.
2. Investment Advisory and Portfolio Management — In those cases where an individual has insufficient time and/or interest in managing his/her assets, we will plan and execute a personal investment strategy based on his/her current financial situation, risk tolerance, goals, etc.
3. Retirement Plan Services — Because employee-sponsored retirement plans play a significant role in comprehensive financial planning, we make a special effort to educate both individuals and organizations about effective participation in these plans, how they work, how to make sound choices regarding the options available within the plans, as well as the options that are available when someone leaves a company or retires. We will develop plans suitable for a particular organization, engage a plan administrator, provide on-going plan education to both management and employees and manage the plan’s investments.
4. Consulting and Referral Services — We frequently encounter individuals with obvious gaps in their financial plans. As we see needs that extend beyond the scope of portfolio development, we are prepared to help the individual address those needs by making appropriate referrals to qualified and knowledgeable individuals and organizations that we believe adhere to our philosophy of putting the client’s best interest first. Such referrals include attorneys specializing in estate planning, CPA’s providing tax planning advice, independent insurance agents providing policies to meet life insurance and/or long-term care insurance needs, etc.